Learn to actively manage your TSP account
Speak With a TSP Expert
We can help you build a plan for your TSP
Education
Our goal is to educate ourselves about you and educate you about the best possible plan for your circumstances.
Market Analysis
We evaluate your financial status and the present market situation and simplify the comprehensive information to competently handle your TSP account.
Plan Overview
Our system and specialists will review the best potential plans that will be molded to your financial situation and fits your needs the best.
Assist Me with Transfers and Rollovers Now
OUR STRATEGY
American Benefits Specialists aims to optimize your TSP account within the limitations of TSP rules, available funds, and market conditions over time.
We can assist you with making transfers and rollovers in and out of your thrift savings plan.
American Benefits Specialists is thorough because we understand everybody’s needs is a case-by-case basis. Our strategy is taking an approach that works for you.
TSP Modernization Act Cheat Sheet
Old Rules
- Only one early withdrawal allowed before separation
- Only one withdrawal allowed post-separation
- Withdrawals only paid out in quarterly installments
- Paper-based election forms and withdrawals applications
- If no full withdrawal was made before age 70 1/2 then the account is considered "abandoned"
New Rules
- After age 59 1/2 up to 4 withdrawals can be made per year prior to separation
- Unlimited withdrawals allowed post-separation as long as they are 30 days apart
- Withdrawals can be paid out in monthly, quarterly, or yearly installments
- New online portal for elections and withdrawals
- Accounts will no longer be considered "abandoned" at any time
Benefits of Using American Benefits Specialists
- Have the option to keep your gains when the market goes up
- Have the option to not lose your gains from the year before
- Have the option to not lose your money if the market goes down
